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Paid course · Applied · 110 min

Buy Boring. Live Rich.

How to find, value, finance, close and run a dependable small business — the laundromats, HVAC and service companies that quietly throw off cash.

Who it's for: Professionals and families thinking about buying an established small business instead of starting one.

You will be able to:

  • Write a buy box that filters out the wrong deals fast
  • Read seller numbers: SDE, EBITDA, add-backs and what lenders will accept
  • Structure an offer with SBA debt, equity and a seller note
  • Run diligence and plan the first 90 days after closing

Includes 8 lessons, a 8-question quiz, a certificate of completion with a verification link, a LinkedIn-ready link, a printable workbook and Monet course coaching.

What the course covers

  1. Lesson 1: Why boring businesses

    Steady demand, simple operations and owner earnings — and the honest trade-offs of owning one.

  2. Lesson 2: Your buy box

    Industry, size, location, your role and the deal-breakers that save months of wasted searching.

  3. Lesson 3: Finding deals

    Brokers, marketplaces and direct outreach to owners — and how to stay organised in a pipeline.

  4. Lesson 4: Reading the numbers

    Seller's discretionary earnings vs. EBITDA, add-backs, customer concentration and tax returns vs. the broker's summary.

  5. Lesson 5: Price and offer structure

    Multiples, seller notes, earn-outs and working capital — how the structure matters as much as the price.

  6. Lesson 6: Financing the purchase

    SBA 7(a) loans, equity injection, debt service coverage and personal guarantees.

  7. Lesson 7: From letter of intent to closing

    The LOI, due diligence checklist, legal structure and the documents you sign at closing.

  8. Lesson 8: The first 90 days after you buy

    Keeping customers and staff, learning the operation and not changing too much too soon.

End-of-course quiz

8 questions. You need 6 right to pass. Answers are graded on our server.

Sign in to take the quiz.

Course coaching with Monet opens with access to this course.

Related free tool: The free Own It hub and deal simulator

Educational content only. Nothing here is tax, legal, investment or insurance advice. Speak to a CPA, attorney or licensed adviser before acting.