What this policy covers
It covers everything you can read or download on Let Money Grow: strategy write-ups, playbooks, guides, checklists, worksheets, calculators and their outputs, course and Money School lessons, book excerpts, and answers produced by Monet.
All of it is original work, owned by Hariom Helps Foundation and protected by copyright. "Let Money Grow", "Monet", and the Learn It / Grow It / Own It / Give It framework are our marks.
What you may do
Read, print and save the material for your own personal use, or for the internal use of your own household or your own business.
Act on it yourself, and share it with your own CPA, attorney or adviser so they can advise you on it.
Quote a short passage elsewhere as long as you credit Let Money Grow and link to letmoneygrow.com.
What you may not do
Share, forward, post, upload or otherwise distribute the material, or your account access, to anyone outside your own household or business.
Resell, license, rent or bundle the material, or offer it as part of a paid product, course, coaching programme or membership of your own.
Republish it publicly, in whole or in substantial part, including on a website, in a newsletter, in a book or on social media.
Remove, obscure or alter the watermark, copyright line, licence stamp or disclaimer on any copy.
Use the material, in whole or in part, to train, fine-tune, ground or evaluate an artificial-intelligence model, or to build a competing library of strategies.
Scrape, bulk-download or systematically copy the site by any automated means.
Watermarks and per-copy stamping
Every file you generate carries a visible Let Money Grow watermark, a copyright line, and a licence stamp with the name on your account, your licence reference and the date. Printed pages carry the same stamp.
We record which account signed this policy and when. The stamp exists so a leaked copy can be traced back to the account it came from. Removing or altering it is a breach of this policy.
The watermark is a deterrent and a record, not a lock. We rely on this agreement, and on the law, to protect the work.
Ideas versus expression
We do not claim to own general financial or tax concepts. What is protected is our particular expression of them: our wording, our structure, our examples, our numbers, our checklists and our sequencing — and our brand.
If this policy is breached
We may suspend or end your access, and we may decline to refund amounts already paid.
We may pursue any legal remedy available, including claims for copyright infringement, trademark infringement and breach of this agreement, and may seek damages, legal costs and an order to stop.
If you discover that our material has been copied or resold somewhere, please tell us through the contact details on this site.
Education only
This policy does not change the nature of the material. Everything on Let Money Grow is educational and is not financial, investment, tax, legal, accounting, insurance, lending, valuation or brokerage advice. Speak with a CPA, attorney or licensed adviser before acting.
Changes to this policy
This is version 2026-09-15. If we change the terms in any material way, you will be asked to read and sign the new version before your next download. Your earlier signature stays on record.
Version 2026-09-15. © 2026 Hariom Helps Foundation. Let Money Grow™. All rights reserved.
See also our Privacy & confidentiality and Disclaimer & risk disclosure.