Paid course · Core · 100 min
Insurance & Asset Protection
Protect the income and assets you have built — the right insurance in the right order, how to read an illustration, and how trusts, LLCs and insurance fit together.
Who it's for: Families, professionals and owners who want protection that fits, before buying products or building structures.
You will be able to:
- Put protection in the right order: income, liability, then life cover
- Choose between term and permanent cover for the need you have
- Read an illustration's guaranteed and illustrated columns
- Sketch how trusts, LLCs and insurance work together for your situation
Includes 7 lessons, a 8-question quiz, a certificate of completion with a verification link, a LinkedIn-ready link, a printable workbook and Monet course coaching.
What the course covers
Lesson 1: Protection first: the order that matters
Disability, liability and health cover before cash-value policies and structures.
Lesson 2: How much life cover — and which kind
Sizing the need, term for needs that end, permanent cover only for lifelong needs.
Lesson 3: Reading an illustration
Guaranteed vs. illustrated columns, crediting assumptions, charges, surrender values and loans.
Lesson 4: Annuities and premium financing
When income annuities help, and when borrowing to pay premiums turns into a growing loan.
Lesson 5: The six layers of asset protection
From insurance and protected accounts up to entities and trusts — built in order, cheapest and surest first.
Lesson 6: Trusts and entities, and what they do for taxes
Revocable vs. irrevocable trusts, LLCs and S corps, and the tax effects of each.
Lesson 7: Your protection plan and your professionals
Putting it on one page, and working with a licensed agent, an estate attorney and a CPA who are not paid on the sale.
End-of-course quiz
8 questions. You need 6 right to pass. Answers are graded on our server.
Sign in to take the quiz.
Course coaching with Monet opens with access to this course.
Related free tool: The free insurance guide and structure builder
Educational content only. Nothing here is tax, legal, investment or insurance advice. Speak to a CPA, attorney or licensed adviser before acting.